It happened when you weren't looking. You married your sweetheart. You had a couple of kids. You landed your dream job. You started a 401K. And you purchased a new home during the recent ramped up low-interest market. In short: you grew up. Might I suggest you begin thinking about the future that will continue to hurtle towards you, and start making estate plans? I know, it's summertime and you'd rather be doing what the folks to the right are doing. But hey, I'm only looking